LIN ZHAO AGENCY
Insuring Your Future
Get tailored insurance solutions from Lin Zhao Agency, one of the top 10% of Farmers Insurance® Agents in the US. Secure your assets in Milpitas, San Jose, Palo Alto, Fremont, and Newark.
Fast, Personalized Quotes Await
Request a free quote from Lin Zhao Agency in minutes! Simply fill out our user-friendly leads form and let us find the perfect coverage for your needs
Contact Us
Insurance products offered
Your dedicated Farmers Insurance® team, offering customized coverage for residents in Milpitas, San Jose, Palo Alto, Fremont, and Newark
Commercial Insurance
Fortify your enterprise's future by securing comprehensive commercial insurance for every scenario.
Auto Insurance
Safeguard your journey with tailored auto insurance that keeps you protected on the road.
Home Insurance
Protect your sanctuary and cherished belongings with all-encompassing home insurance coverage.
Life Insurance
Ensure your family's financial stability with customized life insurance policies for lasting peace of mind.
Meet Lin Zhao Agency
Building Trust Through Personalized Service
I'm fluent in both English, Mandarin (中文) and Cantonese, and I'm proud to serve Fremont as your local Farmers® agent. At my Lin Zhao Agency, we prioritize exceptional customer service and strive to educate each client about the coverage options best suited to their unique needs. Conveniently located just off Exit 680 on Washington Boulevard, we ensure a straightforward, personalized process to help you select the most comprehensive, cost-effective insurance solutions. With 7 years of experience in the insurance industry, I possess the knowledge and expertise to help you better understand your coverage options across a range of products, including auto, home, life, commercial, and more.
Satisfied Clients

“Thanks to Lin Agency, I found the perfect auto insurance policy. Their team made the process easy, and now I feel confident driving knowing I'm well-protected!
Jane Faber, Fremont

“When I needed home insurance, Lin Zhao Agency went above and beyond to find the ideal coverage for my family. Their personalized approach and excellent service won me over!.”
John Smith, Palo Auto

“I couldn't be happier with the condo insurance policy provided by Lin Zhao Agency. They took the time to understand my needs and found a plan that fits my budget and offers peace of mind.”
Madelaine Taylor, Milpitas